• oldfogey

    Perhaps this makes me a fuddy duddy, but the banks have my funds until I spend them. Why am I supposed to pay them to get at them? Why would I allow payments on my mobile, which is at least as vulnerable to theft as my ATM card, but not protected? Yes, I can have the cell phone company shut down the phone, but as far as I know, any payments made by the thief would be valid, and not subject to the $50 maximum loss that the ATM/credit cards have.